Tami, don't fall for these scams, i too want to make extra money and i too live from paycheck to paycheck $47 isn't much, but you have to consider that money gone for ever, even if they claim to have 100% refund.
I have fallen in my past years for scams like that.
Before consider to sign to a site like that , go here
www.ripoffreprt.com ,
do a search with your favourite browser for the company claiming their trhuts , most of the time you will reports from people being scammed.
Don't thrust the founder of the site, send emails, if they bump , get lost.
There are a lot of scams, out there, and internet multiplied that more than before, grow taller, regrow back your hair, multilevel marketing , the list is endless.
They show you fancy cars and houses, this is not possibile writing ads
or selling something to your friends , you are going to make rich only
the top of the pyramid.
I can give you tens of examples , i have a lot of friend scammed and ripped off till the bone by these multilelev bullshit