ABOUT BAD KARMA
Rayanna, you cannot eliminate bad karma being a nice person etc. That is "elevate your xinxing", that means "improve your character". It is very important, it builds you inner power which can be transformed in "gong" ( spiritual energy ). But karma is a different things and yoiu can eliminate it through suffering or through a spiritual exercise like falun gong or yoga.
Read:
"The universe has a law. What’s it called? It’s called “no loss, no gain.” To gain, one has to lose. So if you want to eliminate karma for man, people will have to bear the karma. If you don’t help them pay off their karma they will accumulate more and more of it. If the karma becomes enormous, it’s called “evil beyond forgiveness.” Annihilation is what comes after the state of evil beyond forgiveness is reached. The person’s existence will be annihilated and not allowed to continue—it will be completely annihilated. So if you want to eliminate karma for humans so as to protect them, they have to endure the suffering of paying off their karma. How are they to suffer? They have to endure natural disasters, man-made calamities, and disease. In fact, let me tell you a truth: If a person doesn’t get sick, if that person doesn’t get ill once during his lifetime, he is one-hundred percent guaranteed to descend to Hell after he dies. That’s because a person produces karma while he’s alive. It’s just like what Jesus said: Man has sins. People are in danger if they only produce karma and don’t pay it off. That’s why people get sick and have misfortune. What happens when people on a large scale have accumulated karma? Earthquakes, fires, floods, and even plagues and wars. "
Go on, wear Rings for 300 years while you enjoy all kinds of perversion and crimes, then you die in car accident and you go to final annhilation:
"If annihilation is to take place, that’s just terrifying! If body and spirit are to be completely exterminated, how are they exterminated? It’s done by killing and exterminating the tangible beings of this person’s entire life. At the moment when the body is killed, his Spirit and all of his intelligent beings—which can exist in realms at this same level—will all be killed. But he isn’t really dead after being killed. He has merely left this level, and his more microscopic beings still exist. Then the more microscopic beings are killed at the same time. And he has to pay at every level for his karma during the process of being killed. How does he pay for it? He pays through the pain from being exterminated and through all the suffering—just like suffering all kinds of torment in Hell, such as being seared with a sheet of burning-red iron. In short, everything has to be paid for through torment, and then he’s killed level by level. His existence is still not over yet after being killed, for he still has beings composed of more microscopic particles. Beings at those levels have to continue to suffer, to continue being killed. And then his bodies at even more microscopic levels will continue to suffer, and continue being killed, until all are completely annihilated. That agony is utterly horrifying!!! Some people say, “When I die, all the bad things I did will be over with.” How could it be that easy?! You have to pay for all the bad things you did before they’re “over with.” Yet this “over” isn’t really over: You are cast down to somewhere tremendously filthy—the filthiest place in the cosmos. Gods all say that human sputum is the filthiest thing. You will be thrown into a pot of sputum. You feel that a sick person’s sputum is filthy, the filthiest thing. But let me tell you that it can’t even be compared with those filthiest of filthiest places. This person will be cast down to the filthiest of filthiest places, yet he’ll have a glimmer of consciousness and know that it’s filthy. You tell me what that’s got to feel like! He will stay there forever and never be able to get out. Now that is really something horrifying! Shakyamuni didn’t discuss it to this extent. He only spoke of Hell and mentioned the eighteen levels of Hell. Each level of Hell is more miserable than the previous one. Sometimes I say that even eighteen levels of Hell aren’t enough to match a person’s sin for damaging Dafa. I’ve just told you about something horrifying!"